Governance Framework

HABINUUM™

Governance Framework

Last Updated: 29 October 2026

Initiating Entity: CHATO International Pty Ltd
ABN: 67 612 560 568
Initiative: Habinuum™
Status: Establishment Phase

Habinuum™ is a housing affordability initiative established and currently administered by CHATO International Pty Ltd.

CHATO is preparing to establish Habinuum™ as a separate legal entity, supported by an independent founding board.

The future board will determine Habinuum's legal form, constitution, charter, governance and operating arrangements.

Until that process is completed, CHATO remains responsible for organising fundraising and administering the establishment activities, subject to funds being available.

SECTION 1

Solution Development Framework

CHATO International Pty Ltd has undertaken research and analysis and developed the founding Habinuum™ housing affordability framework.

The framework identifies ways to restore housing affordability and provides the foundation for further development and a public awareness campaign.

Habinuum™ will launch a campaign to make those findings known so Australians, governments and industry can understand and use practical pathways towards more affordable housing.

Our target is a home affordable on one income, leaving the other income for living.

Further work will involve creating the campaign from the framework, additional research, documentation, analysis and professional contributions as the initiative develops.

CHATO is responsible for the current establishment and preparatory development activities.

Subsequent development arrangements will be determined through the governance processes adopted by Habinuum's founding board.

SECTION 2

Initiative Structure and Independent Governance

Habinuum™ currently operates as an initiative of CHATO International Pty Ltd.

CHATO will undertake the establishment process as funds become available, including:

  • Identifying and assessing prospective independent founding directors.

  • Obtaining legal, accounting and professional advice.

  • Preparing proposed governance and constitutional arrangements.

  • Establishing administrative and financial systems.

  • Developing the initial website and information platform.

  • Preparing the foundation for future research, analysis and publication activities.

The proposed founding board will independently determine whether Habinuum operates as a not-for-profit organisation or private company.

The board will determine its constitution, charter, governance, operating arrangements and future development priorities.

CHATO's role in initiating, fundraising for and administering the establishment process does not predetermine these decisions.

Any proposed transfer of brand assets, intellectual property rights or professional engagement involving CHATO will be subject to future board consideration, appropriate agreements and applicable governance requirements.

Nothing in this framework constitutes prior approval of those arrangements.

SECTION 3

Media and Public Communications

Habinuum™ and CHATO International Pty Ltd maintain accurate, responsible and governance-aligned public communications relating to the initiative.

Public statements, media commentary, interviews and official communications associated with Habinuum™ are issued by authorised representatives or approved spokespersons acting on behalf of the initiative.

Contributors, supporters, participants and followers of Habinuum™ do not represent the initiative unless specifically authorised to do so in writing.

Public commentary associated with Habinuum™ evolves through ongoing research, analysis, consultation, development and stakeholder engagement activities.

Habinuum™ reserves the right to clarify, correct or update public information where necessary to maintain accuracy, governance alignment and operational integrity.

SECTION 4

Community Participation and Moderation Policy

Habinuum™ encourages respectful, constructive and future-focused discussion surrounding housing affordability, accessibility and related community issues.

To support constructive engagement, Habinuum™ and CHATO International Pty Ltd reserve the right to moderate, restrict or remove content, comments or participant activity considered:

  • Abusive, threatening or defamatory.

  • Misleading or intentionally false.

  • Discriminatory or unlawful.

  • Spam, promotional or disruptive.

  • Unrelated to the purpose of the initiative.

  • Harmful to the safety, integrity or constructive operation of the community environment.

Habinuum™ reserves the right to limit or remove participation access where behaviour negatively impacts constructive public engagement or operational integrity.

Views expressed by contributors, followers or participants do not necessarily represent the views of Habinuum™ or CHATO International Pty Ltd.

Moderation decisions are made at the discretion of authorised administrators or representatives acting on behalf of the initiative.

SECTION 5

What Habinuum™ Is Not

Habinuum™ is not currently a separately incorporated company, registered political party, government body, financial institution or property developer.

Habinuum™ does not provide financial advice, investment products, lending services or personal housing recommendations.

Participation in, support of or engagement with Habinuum™ does not create investment interests, ownership rights, financial returns, guaranteed housing outcomes or contractual entitlements.

Habinuum™ is not affiliated with any political party and does not represent government policy.

Habinuum's future legal structure and governance arrangements have not yet been determined.

The initiative exists to identify, develop and publish ways to make housing affordable again.

The existing research, analysis and founding framework will be developed further through additional evidence, analysis, professional input and independent assessment.

No particular housing outcome is guaranteed.

SECTION 6

Supporter and Volunteer Communications Framework

Habinuum™ engages supporters, contributors, volunteers and participants assisting with public engagement, research, communications, operational activities and community discussion associated with the initiative.

To support governance consistency and public communication integrity, official statements, media commentary, policy positions and public representations relating to Habinuum™ are issued only by authorised representatives or approved spokespersons acting on behalf of the initiative.

Supporters, volunteers and participants are encouraged to engage respectfully and constructively while recognising that personal views, commentary or opinions do not necessarily represent the views of Habinuum™ or CHATO International Pty Ltd.

Operational guidance, communication expectations and participation frameworks evolve as the initiative develops and expands.

Habinuum™ reserves the right to limit, suspend or discontinue participation activities where conduct negatively impacts governance integrity, public engagement or the constructive operation of the initiative.

SECTION 7

Establishment Funding and Contributions

CHATO International Pty Ltd is preparing an initial A$500,000 crowdfunding campaign to establish Habinuum™ and commence its development.

No funding has yet been raised for Habinuum's establishment. Funding for the subsequent housing affordability campaign will be determined separately by the founding board.

The establishment funding is intended to support:

  • Setting up Habinuum as a separate company.

  • Identifying, assessing and onboarding independent founding directors.

  • Legal, accounting and professional establishment costs.

  • Determining and establishing the appropriate legal structure.

  • Developing the website and initial information platform.

  • Preparing the foundation for the future housing affordability campaign.

  • Fundraising administration and related establishment expenses.

 

Funding the Habinuum Housing Affordability Campaign

The initial A$500,000 crowdfunding campaign is for the establishment of Habinuum™ and its initial activities. It does not provide a committed funding allocation for the subsequent housing affordability campaign.

The founding board will determine the funding pathway for developing and publishing the housing affordability campaign. This may include further fundraising, contributions or any surplus from the initial crowdfunding campaign, subject to the disclosed purposes of those funds and applicable requirements.

CHATO International Pty Ltd will receive, administer and account for the establishment funds.

CHATO will maintain appropriate financial records of funds received and expenditure incurred.

Contributions are voluntary and do not purchase shares, ownership, voting rights, financial returns or guaranteed housing outcomes.

Contributors will not automatically become members of any future Habinuum entity.

The founding board will independently determine the future organisation's legal structure, governance, funding arrangements and operations.

Any future financial contributions received directly by the new entity will be governed by its adopted legal and operational arrangements.

CHATO International Pty Ltd reserves the right to amend, suspend or discontinue fundraising activities where required for operational, governance or legal reasons, subject to applicable law and disclosed contributor terms.

Contributors are encouraged to consider their own circumstances before providing financial support.

 

Founding Governance Principle

CHATO International initiates Habinuum™ and manages the fundraising needed to establish it.

The independent founding board determines what Habinuum becomes, how it is governed and how it operates.

HABINUUM™; IT'S TIME.